Our Finance Rates - Pay Right Reward

Kadlak Motors' Pay Right Reward

With Kadlak Motors' Pay Right Reward, your auto loan finance rate starts at 22.9% but quickly drops to as low as 8.9% or 9.9% with just 4 timely payments. If a payment is late, the rate returns to 22.9% plus late fees are charged, but you can work the rate back down again with 4 timely payments.

Rate Comparison

Kadlak Motors' Pay Right Reward financing plan offers low in-house financing for our pre-owned vehicles. The two tables below show just how attractive Kadlak Motors' rates are for customers who meet their commitments. Longo Toyota in El Monte, CA is one of the largest car dealerships in America and their rates make us cringe.
 
Finance Rates as of March 2011





Auto FICO 720+ (Tier 1+) =
Auto FICO 690-719 (Tier 1) =
Auto FICO 670-689 (Tier 2) =
Auto FICO 650-669 (Tier 3) =
Auto FICO 630-649 =
Auto FICO 610-629 =
Auto FICO 580-609 =
Auto FICO 579 & below = 		5.75% APR
7.00% APR
10.05% APR
12.15% APR
14.39% APR
16.15% APR
19.15% APR
24.50% APR

On Approved Credit. Limited Terms Apply. Rates based on Credit Bureau FICO Score. Expires 3/31/11.
Finance Rates as of March 2011


  Min Max
Auto FICO 720+ (Tier 1+) =
Auto FICO 690-719 (Tier 1) =
Auto FICO 670-689 (Tier 2) =
Auto FICO 650-669 (Tier 3) =
Auto FICO 630-649 =
Auto FICO 610-629 =
Auto FICO 580-609 =
Auto FICO 579 & below = 		8.9%
8.9%
8.9%
8.9%
9.9%
9.9%
9.9%
9.9% 		22.9% APR
22.9% APR
22.9% APR
22.9% APR
22.9% APR
22.9% APR
22.9% APR
22.9% APR

On Approved Credit. Limited Terms Apply. Rates based on Credit Bureau FICO Score. Expires 3/31/11.